Commercial Auto Insurance
Business vehicle insurance in NY can make all of the difference in the world if something goes wrong on the road. While no one wants to have to imagine the possibility of getting into an accident, things do happen, and it is best to be prepared for when they do. When you are looking for commercial vehicle insurance in NYC, our team can help you get exactly what you are searching for. We can help you to come up with a customized plan that will leave you feeling completely protected whenever you are on the road.
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NYC Brokers: Commercial Vehicle Insurance
Let’s face it – you face risks when you own a commercial property. You have concerns with regards to liability and have to face workers compensation issues, the potential that an employee could cause an accident, and more. Whenever you have employees who operate a commercial vehicle, you need commercial vehicle insurance. This will leave you covered financially in case anything happens while on the road.
Do you need commercial vehicle insurance in NY?
- If you are responsible for independent contractors who drive your company’s vehicles, or if you are responsible for independent contractors who drive their own vehicles on your company’s time, then you need commercial auto insurance.
- If you are a company that makes use of commercial trucks, then you need commercial vehicle insurance.
- If you transport items to customers using a vehicle, then you need commercial auto coverage.
- If you operate some sort of taxi service, limousine company or even a bus company, then you need to be insured with commercial auto protection in NY.
Typical personal auto policies will not provide the coverage that you need for your business vehicle or vehicles. There are many risks connected to utilizing a vehicle for commercial purposes, and because of this, there is usually a need for higher policy limits. You might have questions about whether or not you need to take advantage of commercial auto insurance. This is often the case with individuals who might offer personal services to persons such as neighbors. If you connect a plow to your personal truck and make snow plowing services available to neighbors, then you might be wondering if this situation would warrant the need for commercial vehicle coverage. Whenever you are utilizing a vehicle for business reasons, it is a wise idea to speak directly with an agent who can offer guidance and answers. And when it comes to commercial vehicle insurance in Brooklyn/throughout NY, we know what we are talking about.
We urge you to talk with RPK Professional Group, LLC to find out more. We can answer questions about policies, which will generally provide collision coverage, uninsured motorist coverage, liability coverage and sometimes even medical payments.